“ Despite being the pioneer mobile wallet app introduced in Pakistan, JazzCash did not gain widespread adoption among the population. “

JazzCash was introduced in Pakistan in 2012, but it faced low user adoption. In 2020, IBM and Systems Limited took initiative to address this issue. They assembled a design team of five members, and I had the opportunity to be one of the designers on this team tasked with finding solutions.

Use Cases I have worked on

Money Transfer

Bulk Payment

M-tag

Entertainment

Design System

->

->

->

->

->

How we found out the problem ?

What users says ?

15%

30%

What are the
frustrations of the users?

By empathising our users
Through different UX techniques we figured out the pain points of the users.

What user
feels?

The target audience ?

There were three personas who of using jazzCash

Old age people who can’t read and write

->

Tech-Savvy people

->

University going students

->

What people communicated on asking them their frustrations ?

We have conducted surveys with multiple users both consumers and merchants to find out their frustrations and painpoints

What they said? - some of the answers are below

“Flows are complex
and difficult to

navigate”

“App doesn’t
respond often”

“I don’t use
jazzCash
because its
difficult to
use”

“Flows are

lengthy”

“Icons are not
helpful”

“ I am unable to find support icon”

To initiate the redesign process, we conducted extensive user research to gain valuable insights into the requirements, aspirations, and challenges faced by JazzCash users. Our research began with conducting user interviews and engaging with a diverse group of JazzCash users to understand their current usage of the app. We also conducted online surveys with a larger audience to gather valuable feedback

“The existing JazzCash app faced challenges related to usability and user adoption. The complex interface and lack of user-friendly features hindered the overall user experience. Additionally, catering to a diverse user base with varying digital literacy levels posed a significant challenge for the redesign process“

The problem statement

The research revealed that users found the current JazzCash interface too complex, causing serious usability issues that significantly hinder user engagement. Furthermore, it was discovered that a significant portion of the user base had low digital literacy levels, requiring special attention in the redesign.

Competitors of JazzCash


We conducted a competitive analysis to assess direct competitors, examining features, design patterns, and user flows. By comparing our offerings to competitors, we pinpointed strengths, areas for improvement, and opportunities. This guided the redesign of JazzCash, incorporating successful design elements and features identified during the analysis

Strengths

Enhanced search functionality

Prominent "Add Cash" Call-to-Action (CTA)

Upfront display of available balance

Dropdown menu to select network for mobile top-up

Convenient one-click account hiding option

->

->

->

->

->

QR code scanning and sharing for hassle-free money transfers

->

->

Streamlined and Secure sign-in process

Weaknesses

Weaknesses

Content

Content

The icon used for cash points in EasyPaisa resembles a location icon, leading to confusion among users

The icon used for cash points in EasyPaisa resembles a location icon, leading to confusion among users

Important promotional banners are positioned at the bottom of the interface, requiring excessive scrolling and potentially resulting in users overlooking valuable promotions.

Important promotional banners are positioned at the bottom of the interface, requiring excessive scrolling and potentially resulting in users overlooking valuable promotions.

->

->

->

->

->

->

Absence of notifications feature

Absence of notifications feature

->

->

Limited number of features offered by Finca, providing only four functionalities

Limited number of features offered by Finca, providing only four functionalities

->

->

Lack of a feature to locate nearby Finca merchants, which could assist users in withdrawing cash from their Finca accounts

Lack of a feature to locate nearby Finca merchants, which could assist users in withdrawing cash from their Finca accounts

Utilizes a conventional and consistent language tone.

Utilizes a conventional and consistent language tone.

Clear and easily understandable language used throughout.

Clear and easily understandable language used throughout.

->

->

->

->

->

->

Incorporates a mix of graphical images and human-generated visuals to enhance engagement and comprehension.

Incorporates a mix of graphical images and human-generated visuals to enhance engagement and comprehension.

Design

Colors are not properly separated, and there is too much green (primary color) in the design.

->

The design doesn't feel crowded or messy.

->

The different feature categories are represented well and are easy to understand.

->

UX

->

The flows within the application are well-designed and intuitive.

The flows within the application are well-designed and intuitive.

Filters are not utilized in the application, making it difficult to refine search results or narrow down options.

Filters are not utilized in the application, making it difficult to refine search results or narrow down options.

->

->

The representation of features is not appropriately prioritized, causing confusion or a lack of clarity.

The representation of features is not appropriately prioritized, causing confusion or a lack of clarity.

UX

Design

Colors are not properly separated, and there is too much green (primary color) in the design.

->

The design doesn't feel crowded or messy.

->

The different feature categories are represented well and are easy to understand.

->

->

->

->

Features Jamming

Features Jamming



We conducted a collaborative feature jamming session to generate valuable features for the JazzCash app redesign, prioritizing user needs and preferences based on feedback and competitor analysis.



We conducted a collaborative feature jamming session to generate valuable features for the JazzCash app redesign, prioritizing user needs and preferences based on feedback and competitor analysis.

Connect to your bank account

Search

Chase

Bank of America

Wells Fargo

USAA

U.S. Bank

Navy Federal Credit Union

Wells Fargo

Wells Fargo

Wells Fargo

Wells Fargo

Wells Fargo

Wells Fargo

Skip This Step

9:41

LTE

The Wireframing


We started with low-fidelity wireframes to iterate on user flows, using paper prototypes for testing and feedback. Recognizing the importance of onboarding, we incorporated it into the wireframes.

Design System

Design System

Colour Palette

Colour Palette

Typography

Typography

Elevation

Elevation

Layout Instructions

Layout Instructions

Input Field

Input Field



We conducted a collaborative feature jamming session to generate valuable features for the JazzCash app redesign, prioritizing user needs and preferences based on feedback and competitor analysis.



We conducted a collaborative feature jamming session to generate valuable features for the JazzCash app redesign, prioritizing user needs and preferences based on feedback and competitor analysis.

Connect to your bank account

Search

Chase

Bank of America

Wells Fargo

USAA

U.S. Bank

Navy Federal Credit Union

Wells Fargo

Wells Fargo

Wells Fargo

Wells Fargo

Wells Fargo

Wells Fargo

Skip This Step

9:41

LTE

UI Design


We started with low-fidelity wireframes to iterate on user flows, using paper prototypes for testing and feedback. Recognizing the importance of onboarding, we incorporated it into the wireframes.


We started with low-fidelity wireframes to iterate on user flows, using paper prototypes for testing and feedback. Recognizing the importance of onboarding, we incorporated it into the wireframes.

Money Transfer

Bill Payment

UI Design

JazzCash-Pakistan’s leading mobile wallet

Some important insights

The JazzCash transformation project by IBM where I was a part of design team resulted in a significant boost in user adoption, surpassing expectations by increasing the user base from 18 million to over 43 million. The revamped design not only improved user satisfaction but also positioned JazzCash as a leader in the mobile financial services landscape by providing easiest flows.

1 year duration

UX Design

Visual design

Design System

5 Designers

“ Despite being the pioneer mobile wallet app introduced in Pakistan, JazzCash did not gain widespread adoption among the population. “

JazzCash was introduced in Pakistan in 2012, but it faced low user adoption. In 2020, IBM and Systems Limited took initiative to address this issue. They assembled a design team of five members, and I had the opportunity to be one of the designers on this team tasked with finding solutions.

Use Cases I have worked on

Money Transfer

->

Bulk Payment

->

M-tag

->

Entertainment

->

Design System

->

How we found out the problem ?

By empathising our users

Through different UX techniques we figured out the pain points of the users.

The target audience ?


There were three personas who of using

Old age people who can’t read and write

->

Tech-Savvy people

->

University going students

->

What people communicated on asking them their frustrations ?

We have conducted surveys with multiple users both consumers and merchants to find out their frustrations and painpoints

What they said? - some of the answers are below

To initiate the redesign process, we conducted extensive user research to gain valuable insights into the requirements, aspirations, and challenges faced by JazzCash users. Our research began with conducting user interviews and engaging with a diverse group of JazzCash users to understand their current usage of the app. We also conducted online surveys with a larger audience to gather valuable feedback

“The existing JazzCash app faced challenges related to usability and user adoption. The complex interface and lack of user-friendly features hindered the overall user experience. Additionally, catering to a diverse user base with varying digital literacy levels posed a significant challenge for the redesign process“

The research revealed that users found the current JazzCash interface too complex, causing serious usability issues that significantly hinder user engagement. Furthermore, it was discovered that a significant portion of the user base had low digital literacy levels, requiring special attention in the redesign.

The Problem Statement

Competitor of JazzCash


We conducted a competitive analysis to assess direct competitors, examining features, design patterns, and user flows. By comparing our offerings to competitors, we pinpointed strengths, areas for improvement, and opportunities. This guided the redesign of JazzCash, incorporating successful design elements and features identified during the analysis

Strengths

Enhanced search functionality

Prominent "Add Cash" Call-to-Action (CTA)

Upfront display of available balance

Dropdown menu to select network for mobile top-up

Convenient one-click account hiding option

QR code scanning and sharing for hassle-free money transfers

->

->

->

->

->

->

Streamlined and Secure sign-in process

->

QR code scanning and sharing for hassle-free money transfers

->

Connect to your bank account

Search

Chase

Bank of America

Wells Fargo

USAA

U.S. Bank

Navy Federal Credit Union

Wells Fargo

Wells Fargo

Wells Fargo

Wells Fargo

Wells Fargo

Wells Fargo

Skip This Step

9:41

LTE

The Wireframing


We started with low-fidelity wireframes to iterate on user flows, using paper prototypes for testing and feedback. Recognizing the importance of onboarding, we incorporated it into the wireframes.

JazzCash-Pakistan’s leading mobile wallet

The JazzCash transformation project by IBM where I was a part of design team resulted in a significant boost in user adoption, surpassing expectations by increasing the user base from 18 million to over 43 million. The revamped design not only improved user satisfaction but also positioned JazzCash as a leader in the mobile financial services landscape by providing easiest flows.

Some important insights

1 year duration

UX Design

Visual design

Design System

5 Designers

JazzCash-Pakistan’s leading mobile wallet

Some important insights

The JazzCash transformation project by IBM where I was a part of design team resulted in a significant boost in user adoption, surpassing expectations by increasing the user base from 18 million to over 43 million. The revamped design not only improved user satisfaction but also positioned JazzCash as a leader in the mobile financial services landscape by providing easiest flows.

Design System

1 year duration

UX Design

Visual Design

5 Designers

“ Despite being the pioneer mobile wallet app introduced in Pakistan, JazzCash did not gain widespread adoption among the population. “

JazzCash was introduced in Pakistan in 2012, but it faced low user adoption. In 2020, IBM and Systems Limited took initiative to address this issue. They assembled a design team of five members, and I had the opportunity to be one of the designers on this team tasked with finding solutions.

Use Cases I have worked on

Money Transfer

->

Bulk Payment

->

M-tag

->

Entertainment

->

Design System

->

How we found out the problem ?

What users says ?

30%

What are the
frustrations of the users?


Empathising our users

Through different UX techniques we figured out the pain points of the users.

The target audience ?

->

Tech-Savvy people

->

University going students

->


There were three personas who of using

Old age people who can’t read and write

->

Tech-Savvy people

->

University going students

->

The target audience ?

The target audience ?

->

Tech-Savvy people

->

University going students

->


We have conducted surveys with multiple users both consumers and merchants to find out their frustrations and painpoints

What people communicated on asking them their frustrations ?

What they said? - some of the answers are below

To initiate the redesign process, we conducted extensive user research to gain valuable insights into the requirements, aspirations, and challenges faced by JazzCash users. Our research began with conducting user interviews and engaging with a diverse group of JazzCash users to understand their current usage of the app. We also conducted online surveys with a larger audience to gather valuable feedback

The target audience ?

->

Tech-Savvy people

->

University going students

->


“The existing JazzCash app faced challenges related to usability and user adoption. The complex interface and lack of user-friendly features hindered the overall user experience. Additionally, catering to a diverse user base with varying digital literacy levels posed a significant challenge for the redesign process“

The problem Statement

The research revealed that users found the current JazzCash interface too complex, causing serious usability issues that significantly hinder user engagement. Furthermore, it was discovered that a significant portion of the user base had low digital literacy levels, requiring special attention in the redesign.

Competitors of JazzCash


We conducted a competitive analysis to assess direct competitors, examining features, design patterns, and user flows. By comparing our offerings to competitors, we pinpointed strengths, areas for improvement, and opportunities. This guided the redesign of JazzCash, incorporating successful design elements and features identified during the analysis

Strengths

Enhanced search functionality

->

Prominent "Add Cash" Call-to-Action (CTA)

->

Upfront display of available balance

->

Dropdown menu to select network for mobile top-up

->

Convenient one-click account hiding option

->

QR code scanning and sharing for hassle-free money transfers

->

Streamlined and Secure sign-in process

->

Weaknesses

The icon used for cash points in EasyPaisa resembles a location icon, leading to confusion among users

Important promotional banners are positioned at the bottom of the interface, requiring excessive scrolling and potentially resulting in users overlooking valuable promotions.

Absence of notifications feature

Limited number of features offered by Finca, providing only four functionalities

->

->

->

->

->

Lack of a feature to locate nearby Finca merchants, which could assist users in withdrawing cash from their Finca accounts

Utilizes a conventional and consistent language tone.

->

Clear and easily understandable language used throughout.

->

Incorporates a mix of graphical images and human-generated visuals to enhance engagement and comprehension.

->

Content

Features Jamming



We conducted a collaborative feature jamming session to generate valuable features for the JazzCash app redesign, prioritizing user needs and preferences based on feedback and competitor analysis.

Connect to your bank account

Search

Chase

Bank of America

Wells Fargo

USAA

U.S. Bank

Navy Federal Credit Union

Wells Fargo

Wells Fargo

Wells Fargo

Wells Fargo

Wells Fargo

Wells Fargo

Skip This Step

9:41

LTE

The Wireframing


We started with low-fidelity wireframes to iterate on user flows, using paper prototypes for testing and feedback. Recognizing the importance of onboarding, we incorporated it into the wireframes.

Connect to your bank account

Search

Chase

Bank of America

Wells Fargo

USAA

U.S. Bank

Navy Federal Credit Union

Wells Fargo

Wells Fargo

Wells Fargo

Wells Fargo

Wells Fargo

Wells Fargo

Skip This Step

9:41

LTE

Design System

Colour Palette

Typography

Elevation

Layout Instructions

Input Field


We conducted a collaborative feature jamming session to generate valuable features for the JazzCash app redesign, prioritizing user needs and preferences based on feedback and competitor analysis.

Connect to your bank account

Search

Chase

Bank of America

Wells Fargo

USAA

U.S. Bank

Navy Federal Credit Union

Wells Fargo

Wells Fargo

Wells Fargo

Wells Fargo

Wells Fargo

Wells Fargo

Skip This Step

9:41

LTE

The Wireframing

Money Transfer

Bill Payment


We started with low-fidelity wireframes to iterate on user flows, using paper prototypes for testing and feedback. Recognizing the importance of onboarding, we incorporated it into the wireframes.

The flows within the application are well-designed and intuitive.

->

Filters are not utilized in the application, making it difficult to refine search results or narrow down options.

->

The representation of features is not appropriately prioritized, causing confusion or a lack of clarity.

->

UX

Design

Colors are not properly separated, and there is too much green (primary color) in the design.

->

The design doesn't feel crowded or messy.

->

The different feature categories are represented well and are easy to understand.

->